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Finance information

Can I pay by instalments?

Yes, you can. We offer 2 methods for paying by instalments: one is for items UNDER £375 pounds, and the other is for items OVER £375. 0% Interest is available on specific amounts, terms apply.

Paying in instalments for items UNDER £375

For items sold by The Diamond Store under the price of £375, we offer you the payment option of Pay Later in 3Klarna Instalments. This payment method will allow you to spread the cost of your purchase over 3 equal payments.

The payment for each instalment will automatically be collected from the debit or credit card that you entered at checkout. Your first instalment will be collected when your order is confirmed by The Diamond Store and instalments 2 and 3 are scheduled 30 and 60 days later, respectively.

How To Apply

Apply by selecting this method of payment at the final stage of the checkout process. It only takes a couple of minutes and you’ll get an instant decision. You must be a UK resident over 18 to apply.

Read more about how Pay Later in 3Klarna Instalments works here.


Paying in instalments for items OVER £375

0% Interest available on sales over £500

To see how much you can qualify for, simply use our Finance Calculator.

0% finance

Finance calculator

Use this calculator to see how much you can qualify for, just drag the sliders to the right:

Price £:

Deposit £:

Monthly Repayment:
Total Repayable:
Total Interest:
  • Amounts above based on % interest with monthly payments.
  • 0% Finance available on items over £500
  • Subject to status, terms and conditions.
    Finance by Klarna Bank AB t/as Klarna

Applicable to all jewellery we sell on our website at a value over £375, we offer our customers the opportunity to pay by instalments. Our selection of interest rates and deposit amounts is very competitive.

Applying for finance is fast and easy. Complete the credit agreement, sign it online and get an instant credit decision. Upon acceptance, pay your deposit and you’re done.

How To Apply

You can apply for credit by selecting this method of payment at the final stage of the checkout process. It only takes a couple of minutes and you’ll get an instant decision.

To see how much you can qualify for, simply use our Finance Calculator.

Qualifying For Credit

  • You must be over 18 years of age.
  • You must be a UK resident with at least 3 years’ continual address history.
  • You must be in full-time employment, unless you are retired or a house person with a spouse in full-time employment.
  • You must have a UK bank account capable of accepting direct debits.
  • The goods must be delivered to your home address.
  • Please note that discount/voucher codes cannot be applied to items purchased with the Pay4Later finance option.

Who provides finance?

Loan agreements are only available to UK residents over 18, subject to status, terms and conditions apply.

Klarna is a trading style of Klarna Bank AB. Klarna Bank AB is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority.

We may pay brokers some consideration if they introduce business to us.
We can introduce you to a limited number of finance providers: We act as credit broker and not a lender.

Finance Example

The following example is based on a purchase of £539 with a 50% deposit and payments at 0% interest over 6 months.

  • Finance Option:6 Month Interest Free (50% Deposit Only)
  • Deposit:50%
  • Monthly payment:£44.91
  • Number of monthly payments:6
  • Deposit you pay now:£269.50
  • Loan amount to be repaid:£269.50
  • Cost of loan (interest):£0.00
  • Total amount payable (including deposit):£539.00

Frequently asked questions

When checking out, just fill out Klarna easy online application form and you can be approved for up to £25,000 to spend on the jewellery you wish to purchase. Use our Finance Calculator on the right hand side to determine how much you can spend based on the monthly payments. The minimum order value to pay by finance is £375.
Yes, a minimum 20% deposit will need to be paid upon acceptance.
All monthly payments are paid by direct debit from your personal bank account. Typically the first payment will be due one month after the date of the finance agreement. Subsequent monthly payments will be due every month for the entire length of your repayment period, usually on the same day of the month.
Anything on our website. Please remember that the minimum order value for finance is £375.
You can choose a 6, 12, 24 or 36-month loan repayment period.
You can apply on our website. Simply follow the checkout process and select Klarna as a payment method.
You can settle your loan agreement at any time. Simply contact Klarna and they will calculate and send you your settlement figure. Your settlement figure and date are calculated in line with the Consumer Credit Act.