Finance information
Can I pay by instalments?
Yes, you can. We offer 2 methods for paying by instalments: one is for items UNDER £375 pounds, and the other is for items OVER £375. 0% Interest is available on specific amounts, terms apply.
Paying in instalments for items UNDER £375
For items sold by The Diamond Store under the price of £375, we offer you the payment option of Pay Later in 3Klarna Instalments. This payment method will allow you to spread the cost of your purchase over 3 equal payments.
The payment for each instalment will automatically be collected from the debit or credit card that you entered at checkout. Your first instalment will be collected when your order is confirmed by The Diamond Store and instalments 2 and 3 are scheduled 30 and 60 days later, respectively.
How To Apply
Apply by selecting this method of payment at the final stage of the checkout process. It only takes a couple of minutes and you’ll get an instant decision. You must be a UK resident over 18 to apply.
Read more about how Pay Later in 3Klarna Instalments works here.
Paying in instalments for items OVER £375
Finance calculator
Use this calculator to see how much you can qualify for, just drag the sliders to the right:
- Monthly Repayment:
- £
- Deposit:
- £
- Total Repayable:
- £
- Total Interest:
- £
- Amounts above based on % interest with monthly payments.
- 0% Finance available on items over £500
- Subject to status, terms and conditions.
Finance by Klarna Bank AB t/as Klarna
Applicable to all jewellery we sell on our website at a value over £375, we offer our customers the opportunity to pay by instalments. Our selection of interest rates and deposit amounts is very competitive.
Applying for finance is fast and easy. Complete the credit agreement, sign it online and get an instant credit decision. Upon acceptance, pay your deposit and you’re done.
How To Apply
You can apply for credit by selecting this method of payment at the final stage of the checkout process. It only takes a couple of minutes and you’ll get an instant decision.
To see how much you can qualify for, simply use our Finance Calculator.
Qualifying For Credit
- You must be over 18 years of age.
- You must be a UK resident with at least 3 years’ continual address history.
- You must be in full-time employment, unless you are retired or a house person with a spouse in full-time employment.
- You must have a UK bank account capable of accepting direct debits.
- The goods must be delivered to your home address.
- Please note that discount/voucher codes cannot be applied to items purchased with the Pay4Later finance option.
Who provides finance?
Klarna
TheDiamondStore.co.uk
Loan agreements are only available to UK residents over 18, subject to status, terms and conditions apply.
Klarna is a trading style of Klarna Bank AB. Klarna Bank AB is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority.
We may pay brokers some consideration if they introduce business to us.
TheDiamondStore.co.uk
We can introduce you to a limited number of finance providers: We act as credit broker and not a lender.
Finance Example
The following example is based on a purchase of £539 with a 50% deposit and payments at 0% interest over 6 months.
- Finance Option:6 Month Interest Free (50% Deposit Only)
- Deposit:50%
- Monthly payment:£44.91
- Number of monthly payments:6
- Deposit you pay now:£269.50
- Loan amount to be repaid:£269.50
- Cost of loan (interest):£0.00
- Total amount payable (including deposit):£539.00
